What if the sponsor does not have the requisite financial ability?

If the sponsor does not have the required financial ability, the spouse, common-law partner or conjugal partner of the sponsor may act as a co-signer to the undertaking. In such case, their combined financial abilities will be assessed, and the co-signer will be equally liable in case of default. If the combined financial abilities of the sponsor and the co-signer still do not meet the minimum requirements, then the Family Sponsorship Application will be refused. The financial ability requirements do not apply if the sponsored person is a spouse, common-law partner or conjugal partner or a dependent child of the sponsor.